How to Get Pre-Qualified for a Home Loan
When considering buying a home, get pre-qualified to estimate your borrowing capacity before starting the mortgage application or pre-approval process. Answer a few questions to help us find a lender to assist with pre-qualification. Here’s how it works:
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1
Talk to a Lender
Start by connecting with a lender offering competitive rates and excellent service. GaanaaRealEstate partners with licensed lenders with strong customer ratings. Click the Get Started button to begin the pre-qualification process.
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2
Provide a Financial Overview
Share basic details about your income, debts, and assets with your lender. This information is typically self-reported, though some lenders may perform a soft credit check. Be honest to receive an accurate loan estimate.
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3
Receive a Pre-Qualification Letter
If you meet the lender’s guidelines, you’ll receive a pre-qualification letter estimating the loan amount you may qualify for. This is not a loan guarantee but helps you understand available loan options.
Explore Mortgage Calculators
Affordability Calculator
Estimate what you can comfortably spend on your new home with our affordability calculator.
Mortgage Calculator
Calculate your monthly mortgage payment with our easy-to-use mortgage calculator.
Debt-to-Income Calculator
Check if your debt-to-income ratio qualifies you for a mortgage with our DTI calculator.
Amortization Calculator
Estimate monthly principal and interest payments over the life of your loan with our amortization calculator.
