How to Get Pre-Approved for a Mortgage: 7 Steps for Success

Published on May 5, 2025 by Alison Bentley

Updated on July 7th, 2025

When you’re planning to buy a home, getting pre-approved for a mortgage is a crucial step...

In this GaanaaRealEstate article, we’ll outline the steps to get pre-approved... home in Las Vegas, NV or a condo in Cincinnati, OH...

Key takeaways

• A mortgage pre-approval is an official letter from a lender...
• Lenders evaluate credit score, bank statements, W-2s, DTI...
• Pre-approval strengthens your offer and shows seriousness.

What is mortgage pre-approval?

Mortgage pre-approval is an evaluation conducted by a lender to determine how much they can lend you...